for the better
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life insurance
best plan.
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for the better
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Get in Touch Today
Expert Mortgage & Finance Broker
Delivering Clear, Personalised Lending Solutions – Home Loans, SMSF & Self-Employed
Professional Mortgage Broking & Lending Solutions You Can Trust – Start to Finish
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Self-Employed Home Loans
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Business Owner Lending
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Property Investor Finance
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Refinancing & Loan Optimisation
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SMSF Property Lending
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Choose your loan first, and we’ll simplify the lending process
Why Choose
Gem Finance Brokers
Calculate Your Borrowing Power
Choose your loan type first — we’ll guide you through a smarter, simpler lending process.
Clear advice. Polished solutions. Finance that shines.
Home Loans
Find out how much you can borrow for your dream home.
Self-Employed Lending
Tailored options for business owners and freelancers.
Property Investor Finance
Maximize your portfolio with smart investment loans.
Refinancing
Switch & save — discover better rates today.
SMSF Property Loans
Super-powered property investing made simple.
Safe your money
Get a free quote
Fast & reliable
Providing the best insurance policy to customers
With years of experience in finance and accounting, founder Bree Stickens combines technical expertise with genuine care to help clients make confident financial decisions. We understand that applying for a home loan or business loan can feel complex. That’s why we simplify the lending process, explain your options clearly, and guide you every step of the way. 10 year of experience 30+ happy clients
- Large number of insurance policies
- Experience & qualified agents
- Free insurance quotes
- Experts Team Member
How We Guide You — Step by Step
Clear advice. Polished solutions. Finance that shines.
We do the research for you
We compare lenders, rates, and policies to find options that genuinely suit your goals.
We structure your loan strategically
We design a lending structure that supports cash flow, growth, and long-term security.
We manage lenders and paperwork
We liaise with banks, solicitors, and accountants so you don’t need to chase anyone.
We support you beyond settlement
We stay with you long-term, reviewing your loan as your life and goals evolve.
Trusted by 40+ Leading Australian Lenders
Access to 40+ lenders — so your loan works harder for you.
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Frequently Asked Questions
We take the time to understand your financial situation, goals, and future plans before recommending any loan. Our role is to guide you toward a solution that fits your long-term strategy — not just the lowest rate.
Yes. We specialise in helping self-employed clients, business owners, and contractors. We structure applications to reflect your true financial position, even when income isn’t straightforward.
We work with a panel of 40+ lenders, giving you access to a broader range of options. This allows us to match you with a lender that suits your needs, not just a single institution’s policy.
In most cases, our service comes at no direct cost to you, as we are paid by lenders once a loan settles. We are transparent about how we are remunerated and always act in your best interest.
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We inspire & help our customers
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Certified
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Protect your life
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Insurance policy
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