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Expert Mortgage & Finance Broker

Delivering Clear, Personalised Lending Solutions – Home Loans, SMSF & Self-Employed

Professional Mortgage Broking & Lending Solutions You Can Trust – Start to Finish

what we’re offering

We’re giving all the insurance services to you

Self-Employed Home Loans

Self-Employed Home Loans

Designed for freelancers, contractors, and business owners with complex income. We structure loans to reflect your real financial strength. Clear advice. Confident approvals.
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Business Owner Lending

Business Owner Lending

Tailored finance solutions to support business growth and stability. We balance commercial goals with personal financial security. Strategic lending with polished execution.
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Property Investor Finance

Property Investor Finance

Smart loan structures built for portfolio growth and cash flow. Focused on long-term wealth and scalability. Advice designed for confident investors.
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Refinancing & Loan Optimisation

Refinancing & Loan Optimisation

Review your current loan to reduce interest and improve flexibility. We ensure your finance evolves with your goals. Refinancing with clarity and care.
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SMSF Property Lending

SMSF Property Lending

Guidance for clients using Self-Managed Super Funds to invest in property. Compliance-focused, strategic, and future-ready. Premium support for long-term retirement outcomes.
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Calculate Your Borrowing Power

Choose your loan first, and we’ll simplify the lending process

12 k
Australian Families Helped
90 +
5 Star Reviews
40
Number of Lenders Used
98 %
Success rates

Why Choose

Gem Finance Brokers

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Safe your money

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Get a free quote

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Fast & reliable

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10
Years of experience
About Us

Providing the best insurance policy to customers

True Gem Finance Brokers is a trusted Brisbane mortgage broker providing tailored home loans, investment loans, business finance and SMSF lending solutions across Brisbane and surrounding suburbs.
With years of experience in finance and accounting, founder Bree Stickens combines technical expertise with genuine care to help clients make confident financial decisions. We understand that applying for a home loan or business loan can feel complex. That’s why we simplify the lending process, explain your options clearly, and guide you every step of the way. 10 year of experience 30+ happy clients
+30
Happy Clients

How We Guide You — Step by Step

Clear advice. Polished solutions. Finance that shines.

01

We do the research for you

We compare lenders, rates, and policies to find options that genuinely suit your goals.

02

We structure your loan strategically

We design a lending structure that supports cash flow, growth, and long-term security.

03

We manage lenders and paperwork

We liaise with banks, solicitors, and accountants so you don’t need to chase anyone.

04

We support you beyond settlement

We stay with you long-term, reviewing your loan as your life and goals evolve.

40+ Trusted Lending Partners

Trusted by 40+ Leading Australian Lenders

Access to 40+ lenders — so your loan works harder for you.

ANZ
NAB
Westpac
CBA
Macquarie
ING
Bankwest
ANZ
NAB
Westpac
CBA
Macquarie
ING
Bankwest
About company

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Free quote

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FAQ

Frequently Asked Questions

We take the time to understand your financial situation, goals, and future plans before recommending any loan. Our role is to guide you toward a solution that fits your long-term strategy — not just the lowest rate.

Yes. We specialise in helping self-employed clients, business owners, and contractors. We structure applications to reflect your true financial position, even when income isn’t straightforward.

We work with a panel of 40+ lenders, giving you access to a broader range of options. This allows us to match you with a lender that suits your needs, not just a single institution’s policy.

In most cases, our service comes at no direct cost to you, as we are paid by lenders once a loan settles. We are transparent about how we are remunerated and always act in your best interest.

36 k
Gave insurances
90 +
Professional team
12 k
Satisfied customers
98 %
Success rates
Company benefits

We inspire & help our customers

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Certified

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Protect your life

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Insurance policy

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